Don’t put your vehicles or assets at risk. Protect what truly matters with insurance designed specifically for you.
Insurance / Cars / Individuals
Cars, Pickups, and Individual Trucks
Private auto insurance protects personal vehicles such as cars and pickups through personalized coverage and premiums tailored to each driver and unit.
At NRGI Broker, we understand that every client is unique. That’s why we offer tailor made insurance that adapts to your driving habits, your vehicle, and your real needs.
Who Needs Private Auto Insurance?
- Personal Use: Every owner or habitual driver who uses their car for daily activities such as work, family, or travel.
- Legal Compliance: Drivers on federal highways, where insurance has been mandatory since 2019 (non-compliance may result in fines from $4,000 to $8,000 MXN).
- Financed Vehicles: Owners of cars purchased through financing or credit, since financial institutions require comprehensive coverage.
- Asset Protection: Individuals seeking to safeguard their wealth against third-party damages, medical expenses, and legal fees.
Coverage and Benefits
We offer flexible valuation options and specialized benefits to ensure full protection:
- Agreed Value
- Invoice Value
- Market Value
Optional Additional Coverages:
- Rental Car: Replacement vehicle in case of total or partial loss.
- USA & Canada Coverage: International protection included.
- Mandatory Third-Party Liability: Provided at no extra cost.
Can I Insure an Uber, Didi, or Taxi as a Private Vehicle?
No. These activities are considered commercial use due to extended hours of circulation, passenger transport, and higher risk profiles. If you are involved in an accident while providing these services under a private policy, the insurer may reject the claim.
Recommendations:
- Contract a specific policy for commercial or passenger transport use.
- Disclose to the insurer if you work with platforms like Uber or Didi, or as a taxi driver.
- Use specialized insurance plans designed for platform drivers, which offer competitive rates.
Required Insurance by Service Type:
- Uber / Didi / Beat: Insurance for private transport platforms.
- Taxi (Free or Stand based): Public passenger insurance.
- Private Chauffeur: Passenger transport insurance with chauffeur.
Note: While Uber and Didi provide basic coverage while connected to the app, drivers must still maintain their own compatible insurance policy.
Why Choose NRGI Broker?
At NRGI Broker, we don’t just sell insurance we design protection solutions so your life and business never stop.
Our Advantages:
- Expert Guidance: Personalized advice from insurance specialists.
- Strategic Alliances: Partnerships with leading insurance companies in Mexico.
- Tailored Solutions: In-depth risk analysis and custom policy design.
- Claims Support: Fast and effective claim management.
- Value-Driven: Cost optimization without compromising protection.
