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Insurance / Businesses / Construction
Completed Civil Works
Completed Civil Works Insurance protects buildings and infrastructure that have already been completed and delivered against risks that arise during their useful life. It covers natural phenomena such as earthquakes or hurricanes, as well as fires, explosions, and vandalism, ensuring operational continuity and the property’s asset value.
In Mexico, where infrastructure faces constant risks, having this insurance is a strategic and highly recommended decision.
What Does Completed Civil Works Insurance Cover?
Losses caused by the following are covered:
- Fire, lightning strike, explosion, collision of land vehicles or watercraft.
- Aircraftcrash or falling objects from aircraft.
- Earthquake, volcanic activity, tsunami (seismic sea wave).
- Hurricane-force winds (air movements exceeding intensity 8 on the Beaufort scale).
- Flood, wave action, or water damage.
- Land subsidence, landslide, rockfall, or other earth movements.
- Frost, avalanches, ice.
- Vandalism.
Why choose NRGI Broker for your insurance?
At NRGI Broker, we know that construction is just the beginning. That’s why we design customized coverage to guarantee the security, continuity, and success of your project once it’s finished.
Exclusive Benefits with NRGI Broker
- Long-term protection of your infrastructure’s asset value.
- Guaranteed operational continuity even after a loss.
- Specialized coverage for Mexico’s geographic and climatic risks.
- Expert advice to help you choose the right policy for your project’s stage.
Who is this insurance intended for?
Completed Civil Works Insurance is designed for:
- Construction companies and real estate developers.
- Infrastructure companies.
- Government and public entities.
- Investors and property owners.
Difference Between Construction & Erection Insurance and Completed Civil Works Insurance
Both protect infrastructure projects, but their application depends on the project stage:
- Construction & Erection Insurance (CAR/EAR): Covers risks during the execution phase of the works or installation of machinery and equipment. It protects against material damage, construction accidents, and related liabilities while the project is still under construction.
- Completed Civil Works Insurance: Becomes effective once the work has been completed and delivered, protecting it against risks such as fire, natural phenomena, explosions, or structural damage that may affect its functionality and operational value.
Difference Between Completed Civil Works Insurance and Business Package Insurance
Completed Civil Works Insurance focuses on newly completed infrastructure or constructions, protecting them against external risks that may affect their value, safety, or functionality, such as natural disasters, fires, or vandalism.
In contrast, Business Package Insurance covers properties in operation —offices, commercial establishments, industrial warehouses, hotels— along with their contents (furniture, machinery, goods) and risks inherent to business activity.
